On April 13, 2020, iqracity adopted amended Terms of Service, providing as follows:

Welcome to iqracity. Please read these Terms of Service ("TOS") and Honor Code prior to registering for an account on iqracity.org or using any portion of the iqracity website or mobile applications (collectively, the "iqracity Site," which consists of all content and pages located within the iqracity.org web domain and all iqracity mobile applications), including accessing any course material, chat rooms, or other electronic services. These TOS and the Honor Code that follows are agreements (the "Agreements") between you and iqracity Inc. By using the iqracity Site, you accept and agree to be legally bound by the Agreements, whether or not you are a registered user. Please also read the Privacy Policy for the iqracity Site before you use any portion of the iqracity Site. The Privacy Policy describes how your personal data is collected and processed when you use the iqracity Site. If you do not understand or do not wish to be bound by the terms of the Agreements or Privacy Policy, you should not use the iqracity Site.

iqracity reserves the right to modify these TOS at any time without advance notice. Any changes to these TOS will be effective immediately upon posting on this page, with an updated effective date. By accessing the iqracity Site after any changes have been made, you signify your agreement on a prospective basis to the modified TOS and all of the changes. Be sure to return to this page periodically to ensure familiarity with the most current version of these TOS.

Any version of these TOS in a language other than English is provided for convenience and you understand and agree that the English language version will control if there is any conflict.

These TOS are organized as follows:

  • Rules for online conduct
  • Strictly prohibited items
  • Your right to use content on the iqracity Site
  • User postings/li>
  • Certificates and other products & services
  • Trademarks
  • Digital Millennium Copyright Act
  • Disclaimers of Warranty / Limitations of Liabilities
  • Indemnification
  • Additional Terms

Rules for Online Conduct

You agree that you are responsible for your own use of the iqracity Site and for your User Postings. "User Postings" means all content submitted, posted, published, or distributed on the iqracity Site by you or other users of the iqracity Site, including but not limited to all forum posts, wiki edits, notes, questions, comments, videos, and file uploads. You agree that you will use the iqracity Site in compliance with these Agreements, and all applicable local, state, national and international laws, rules and regulations, including copyright laws, any laws regarding the transmission of technical data exported from your country of residence, and all United States export control laws.

As a condition of your use of the iqracity Site, you will not use the iqracity Site in any manner intended to damage, disable, overburden, or impair any iqracity server or the network(s) connected to any iqracity server or to interfere with any other party's use and enjoyment of the iqracity Site. You may not attempt to gain unauthorized access to the iqracity Site, other accounts, computer systems, or networks connected to any iqracity server through hacking, password mining, or any other means. You may not obtain or attempt to obtain any materials or information stored on the iqracity Site, its servers, or associated computers through any means not intentionally made available through the iqracity Site. If you are a registered user, you will not share your password or let anyone else access or compromise your account.

Furthermore, you agree not to scrape, or otherwise download in bulk, any iqracity Site content, including but not limited to a list or directory of users on the system, User Postings or user information, online textbooks, course materials, or trademarks and logos. You agree not to misrepresent or attempt to misrepresent your identity while using the iqracity Site (although you are welcome and encouraged to use an anonymous username in the forums and to act in a manner that keeps your identity concealed).

Strictly Prohibited Items


  • 1. Content that defames, harasses or threatens others;
  • 2. Content that discusses illegal activities with the intent to commit them;
  • 3. Content that infringes another's intellectual property, including, but not limited to, copyrights or trademarks;
  • 4. Profane, pornographic, obscene, indecent or unlawful content;
  • 5. Advertising or any form of commercial solicitation;
  • 6. Content related to partisan political activities;
  • 6. Viruses, trojan horses, worms, time bombs, corrupted files, malware, spyware, or any other similar software that may damage the operation of another's computer or property; and
  • 7. Content that contains intentionally inaccurate information or that is posted with the intent of misleading others (this list, collectively, “Strictly Prohibited Items”).

You may not submit, post, publish, share, or otherwise distribute any of the above Strictly Prohibited Items on or via the iqracity Site.

User Accounts

In order to create a user account, you must provide your full name, an email address, your country or region of residence, a public username, and a user password. You agree that you will never divulge or share access or access information for your user account with any third party for any reason. In setting up your user account, you may be prompted to enter additional optional information (e.g., your year of birth). You represent that all information provided by you is accurate and current. You agree to maintain and update your information to keep it accurate and current.

We care about the confidentiality and security of your personal information. Please see the Privacy Policy for more information about the collection and use of data on the iqracity Site.

Your Right to use Content on the iqracity Site

Unless indicated as being in the public domain, the content on the iqracity Site is protected by United States and foreign copyright laws. Unless otherwise expressly stated on the iqracity Site, the texts, exams, video, images, and other instructional materials provided with the courses and programs offered on the iqracity Site are for your personal use in connection with those courses and programs only. Certain reference documents, digital textbooks, articles, and other information on the iqracity Site are used with the permission of third parties, and use of that information is subject to certain rules and conditions, which will be posted along with the information. By using the iqracity Site, you agree to abide by all such rules and conditions. You agree to retain all copyright and other notices on any content you obtain from the iqracity Site. All rights in the iqracity Site and its content, if not expressly granted, are reserved.

Use for Personalization and Pedagogical Improvements.

Our goal is to provide current and future visitors to the iqracity Site with the best possible educational experience. To further this goal, we sometimes present different users with different versions of course materials and software. We do this to personalize the experience to the individual learner (to assess the learner’s level of ability and learning style, and present materials best suited to the learner), to improve our understanding of the learning process, and to evaluate and improve the effectiveness of our course materials, payment models, platform features, and offerings. We may publish or otherwise publicize results from this process, but, unless otherwise permitted under the Privacy Policy, those publications or public disclosures will not include your personal information.

User Postings

User Postings Representations and Warranties.

By submitting or distributing your User Postings, you affirm, represent, and warrant (1) that you have the necessary rights, licenses, consents, and/or permissions to reproduce and publish the User Postings and to authorize iqracity and its users to reproduce, modify, publish, and otherwise use and distribute your User Postings in a manner consistent with the licenses granted by you below, and (2) that neither your submission of your User Postings nor the exercise of the licenses granted below will infringe or violate the rights of any third party. You, and not iqracity, are solely responsible for your User Postings and the consequences of posting or publishing them.

License Grant to iqracity and the Members.

By submitting or distributing your User Postings, you hereby grant to iqracity and the Members (as described below) a worldwide, non-exclusive, transferable, assignable, sub licensable, fully paid-up, royalty-free, perpetual, irrevocable right and license to host, transfer, display, perform, reproduce, modify, distribute, redistribute, relicense, and otherwise use, make available, and exploit your User Postings, in whole or in part, in any form and in any media formats and through any media channels (now known or hereafter developed).



From time to time, iqracity and the colleges, universities, and other institutions providing courses and programs on the iqracity Site (collectively, the "Members") may offer services and products for a fee (for example, course and program certificates). For anything that you choose to purchase on the iqracity Site, you agree to pay all applicable fees when due. As described in the Privacy Policy, the processing of your payment information is done by a third-party payment vendor, and you will be routed to a secure payment flow controlled by that vendor to complete the payment transaction. Once your payment transaction is completed, an iqracity confirmation page will be displayed, and you will receive a confirmation email with your name, order number, and the payment amount. Please retain this email for your records as this information will be required if you seek a refund from iqracity, as described below.


iqracity and the Members may offer Verified Certificates of Achievement for courses (a "Verified Certificate") or certificates for programs (for example, a MicroMasters program certificate) for learners who, in the Members’ judgment, have satisfactorily demonstrated mastery of the course or program material. Certificates will be issued by iqracity under the name of the underlying Member(s) from where the course or program originated, i.e. HarvardX, MITx, etc. The decision whether a certificate will be awarded to a given learner will be solely within the discretion of the awarding Member.

Subject to the foregoing, you will be required to pay a fee and complete the ID verification process for Verified Certificates. In order to authenticate your identity for a Verified Certificate, you will be prompted to take a webcam photo of yourself, as well as a photo of an acceptable form of photo ID (described below). Although these items are collected by iqracity in accordance with these TOS and the Privacy Policy, you should be aware that the actual authentication of your identity is performed by an iqracity third-party service provider and this information will be used only for the purpose of verifying your identity. Acceptable forms of photo ID’s are:

  • 1. Government or State-issued driver's license
  • 2. Passport
  • 3. National ID card
  • 4. State or Province ID card (including cards issued by motor vehicle agencies)
  • In order to be accepted by iqracity, your photo ID must:

  • 5. Contain your full name exactly (excluding hyphens, accents, and spaces);
  • 6. Contain a relatively current photograph of yourself;
  • 6. Be an original document; photocopied documents cannot be accepted; and
  • 7. Be current and valid; expired documents cannot be accepted.

Unfortunately, if you do not possess a photo ID meeting the criteria described above, iqracity is unable to provide you with a Verified Certificate at this time.


Certificates and other purchases on the iqracity Site may be eligible for a refund for a period of time (in each case, the “Refund Period”). The applicable Refund Period for some products and services are described below. To receive a refund during the Refund Period, simply unenroll from the course and the refund will be processed automatically. Refunds will be credited to the payment account used for the purchase and may take up to two billing cycles to process. For more info, visit the iqracity Help Center. If the applicable Refund Period for a purchase has passed, but you believe a refund is warranted, please submit a support ticket via the Contact us form.

Verified Certificate Track:

To receive a refund with respect to your enrollment in the verified certificate track of a course, you have a period of 14 days after your payment or 14 days after your course starts (up to six months after your payment) whichever occurs later, during which you may withdraw or unenroll from the course by clicking on the unenroll link on the learner dashboard.

Professional Education Courses:

To receive a refund with respect to your enrollment in a Professional Education course, you have a period of 2 days after your payment or 2 days after the course starts (up to six months after your payment) whichever occurs later to unenroll from the course by clicking on the unenroll link on the learner dashboard.